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February 26, 2010
Car-Accidents
             
 
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our Iowa Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
A Study Found That Drivers Wearing Seat Belts Have 5 Times The Risk Of Dying, If Rear Passenger Is Not
A study conducted at the University of Tokyo found that drivers who are buckled up have 5 times the risk of dying in a collision if their rear seat passengers are not buckled up. The injuries to the driver and front seat passenger are caused when the people in the back who are not buckled up catapult to the front.

 


  Newsroom  
 


Fatal Traffic Crash - Highway 97 north of Oregon / California Border
Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ...
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Maryland Man Sentenced To 100 Months In Prison For Fatal High Speed Crash
A Lanham, Maryland man has been sentenced to 100 months in prison in connection with a fatal high speed car crash in Northwest Washington, D.C. in ...
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67 Named In Largest Automobile Accident Fraud Ring Ever Charged In New York
Superintendent Gregory V. Serio, along with Alan Vinegard, United States Attorney for the Eastern District of New York, Barry W. Mawn, Assistant Di...
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Terms

 


Today's Terms

Towing & Labor Coverage

Definition:
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Junk Title

Definition:
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.

Replacement Cost

Definition:
Replacement cost is the cost of replacing lost or damaged property with new property of like kind and quality, at current market prices.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Iowa Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Iowa Car Accident Lawyers as soon as possible:

  • Ames
  • Ankeny
  • Bettendorf
  • Burlington
  • Cedar Falls
  • Cedar Rapids
  • Clinton
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Fort Dodge
  • Iowa City
  • Marion
  • Marshalltown
  • Mason City
  • Muscatine
  • Newton
  • Ottumwa
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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